Utah Loan Information
The Annual Percentage Rate (“APR”) for our loans in Utah range from 80% -204% For questions or complaints regarding loans, you may call our customer service at 385-831-7344. If your problem cannot be resolved by speaking with us and the nature of the complaint is something other than a high rate of interest or lack of funds to pay the loan then you may want to call the Department for regulatory relief, if warranted.
Utah residents may contact the Utah State Department of Financial Institutions at 385-831-7344. Residents of other states may contact the regulatory agencies of the state in which they reside.
Fee Schedule Example for Amortizing Loans with a Loan Origination Fee of 5%
| 12 Months |
Amount Financed | ||||||||||
| $500 | $1,500 | $2,000 | $2,500 | $3,000 | $3,500 | $4,000 | $4,500 | ||||
| APR | 80% | $242.05 | $726.15 | $968.19 | $1,210.24 | $1,452.29 | $1,694.34 | $1,936.39 | $2,178.44 | ||
| 90% | $275.67 | $827.00 | $1,102.67 | $1,378.33 | $1,654.00 | $1,929.67 | $2,205.34 | $2,481.00 | |||
| 100% | $309.97 | $929.92 | $1,239.90 | $1,549.87 | $1,859.85 | $2,169.82 | $2,479.80 | $2,789.77 | |||
| 110% | $344.95 | $1,034.86 | $1,379.81 | $1,724.76 | $2,069.71 | $2,414.66 | $2,759.62 | $3,104.57 | |||
| 120% | $380.58 | $1,141.74 | $1,522.32 | $1,902.90 | $2,283.48 | $2,664.06 | $3,044.64 | $3,425.22 | |||
| 130% | $416.84 | $1,250.51 | $1,667.35 | $2,084.19 | $2,501.03 | $2,917.87 | $3,334.71 | $3,751.54 | |||
| 140% | $453.71 | $1,361.12 | $1,814.83 | $2,268.53 | $2,722.24 | $3,175.95 | $3,629.66 | $4,083.36 | |||
| 150% | $491.17 | $1,473.50 | $1,964.66 | $2,455.83 | $2,947.00 | $3,438.16 | $3,929.33 | $4,420.49 | |||
| 160% | $529.20 | $1,587.59 | $2,116.78 | $2,645.98 | $3,175.17 | $3,704.37 | $4,233.56 | $4,762.76 | |||
| 170% | $567.77 | $1,703.32 | $2,271.10 | $2,838.87 | $3,406.65 | $3,974.42 | $4,542.20 | $5,109.97 | |||
| 180% | $606.88 | $1,820.65 | $2,427.54 | $3,034.42 | $3,641.31 | $4,248.19 | $4,855.08 | $5,461.96 | |||
| 190% | $646.50 | $1,939.51 | $2,586.02 | $3,232.52 | $3,879.03 | $4,525.53 | $5,172.04 | $5,818.54 | |||
| 200% | $686.62 | $2,059.85 | $2,746.46 | $3,433.08 | $4,119.70 | $4,806.31 | $5,492.93 | $6,179.54 | |||
| 204% | $702.79 | $2,108.38 | $2,811.17 | $3,513.97 | $4,216.76 | $4,919.55 | $5,622.35 | $6,325.14 | |||
| 24 Months |
Amount Financed | ||||||||||
| $500 | $1,500 | $2,000 | $2,500 | $3,000 | $3,500 | $4,000 | $4,500 | ||||
| APR | 80% | $515.84 | $1,547.53 | $2,063.37 | $2,579.21 | $3,095.06 | $3,610.90 | $4,126.74 | $4,642.58 | ||
| 90% | $592.60 | $1,777.80 | $2,370.40 | $2,963.00 | $3,555.61 | $4,148.21 | $4,740.81 | $5,333.41 | |||
| 100% | $671.59 | $2,014.76 | $2,686.35 | $3,357.93 | $4,029.52 | $4,701.11 | $5,372.69 | $6,044.28 | |||
| 110% | $752.64 | $2,257.92 | $3,010.55 | $3,763.19 | $4,515.83 | $5,268.47 | $6,021.11 | $6,773.75 | |||
| 120% | $835.60 | $2,506.79 | $3,342.39 | $4,177.99 | $5,013.58 | $5,849.18 | $6,684.78 | $7,520.38 | |||
| 130% | $920.31 | $2,760.92 | $3,681.23 | $4,601.54 | $5,521.85 | $6,442.15 | $7,362.46 | $8,282.77 | |||
| 140% | $1,006.62 | $3,019.86 | $4,026.48 | $5,033.10 | $6,039.72 | $7,046.34 | $8,052.96 | $9,059.58 | |||
| 150% | $1,094.39 | $3,283.18 | $4,377.57 | $5,471.96 | $6,566.35 | $7,660.74 | $8,755.13 | $9,849.53 | |||
| 160% | $1,183.49 | $3,550.47 | $4,733.95 | $5,917.44 | $7,100.93 | $8,284.42 | $9,467.91 | $10,651.40 | |||
| 170% | $1,273.78 | $3,821.35 | $5,095.13 | $6,368.92 | $7,642.70 | $8,916.48 | $10,190.26 | $11,464.05 | |||
| 180% | $1,365.16 | $4,095.47 | $5,460.63 | $6,825.79 | $8,190.95 | $9,556.11 | $10,921.26 | $12,286.42 | |||
| 190% | $1,457.50 | $4,372.51 | $5,830.02 | $7,287.52 | $8,745.02 | $10,202.53 | $11,660.03 | $13,117.54 | |||
| 200% | $1,550.72 | $4,652.16 | $6,202.88 | $7,753.60 | $9,304.32 | $10,855.04 | $12,405.76 | $13,956.48 | |||
| 204% | $1,588.23 | $4,764.69 | $6,352.92 | $7,941.15 | $9,529.38 | $11,117.61 | $12,705.84 | $14,294.07 | |||
| 36 Months |
Amount Financed | ||||||||||
| $500 | $1,500 | $2,000 | $2,500 | $3,000 | $3,500 | $4,000 | $4,500 | ||||
| APR | 80% | $830.29 | $2,490.87 | $3,321.16 | $4,151.45 | $4,981.74 | $5,812.03 | $6,642.32 | $7,472.61 | ||
| 90% | $957.90 | $2,873.70 | $3,831.60 | $4,789.50 | $5,747.40 | $6,705.30 | $7,663.20 | $8,621.10 | |||
| 100% | $1,089.06 | $3,267.19 | $4,356.26 | $5,445.32 | $6,534.39 | $7,623.45 | $8,712.52 | $9,801.58 | |||
| 110% | $1,223.30 | $3,669.91 | $4,893.21 | $6,116.51 | $7,339.82 | $8,563.12 | $9,786.42 | $11,009.72 | |||
| 120% | $1,360.18 | $4,080.53 | $5,440.70 | $6,800.88 | $8,161.05 | $9,521.23 | $10,881.40 | $12,241.58 | |||
| 130% | $1,499.29 | $4,497.86 | $5,997.15 | $7,496.44 | $8,995.73 | $10,495.02 | $11,994.30 | $13,493.59 | |||
| 140% | $1,640.29 | $4,920.88 | $6,561.17 | $8,201.46 | $9,841.76 | $11,482.05 | $13,122.34 | $14,762.63 | |||
| 150% | $1,782.88 | $5,348.65 | $7,131.54 | $8,914.42 | $10,697.31 | $12,480.19 | $14,263.08 | $16,045.96 | |||
| 160% | $1,926.80 | $5,780.40 | $7,707.21 | $9,634.01 | $11,560.81 | $13,487.61 | $15,414.41 | $17,341.21 | |||
| 170% | $2,071.82 | $6,215.46 | $8,287.27 | $10,359.09 | $12,430.91 | $14,502.73 | $16,574.55 | $18,646.37 | |||
| 180% | $2,217.75 | $6,653.24 | $8,870.98 | $11,088.73 | $13,306.47 | $15,524.22 | $17,741.96 | $19,959.71 | |||
| 190% | $2,364.42 | $7,093.27 | $9,457.69 | $11,822.11 | $14,186.53 | $16,550.95 | $18,915.38 | $21,279.80 | |||
| 200% | $2,511.71 | $7,535.14 | $10,046.86 | $12,558.57 | $15,070.29 | $17,582.00 | $20,093.72 | $22,605.43 | |||
| 204% | $2,570.78 | $7,712.34 | $10,283.11 | $12,853.89 | $15,424.67 | $17,995.45 | $20,566.23 | $23,137.01 | |||
| 48 Months |
Amount Financed | ||||||||||
| $500 | $1,500 | $2,000 | $2,500 | $3,000 | $3,500 | $4,000 | $4,500 | ||||
| APR | 80% | $1,175.65 | $3,526.95 | $4,702.60 | $5,878.25 | $7,053.90 | $8,229.54 | $9,405.19 | $10,580.84 | ||
| 90% | $1,357.73 | $4,073.18 | $5,430.91 | $6,788.63 | $8,146.36 | $9,504.09 | $10,861.81 | $12,219.54 | |||
| 100% | $1,543.84 | $4,631.52 | $6,175.36 | $7,719.20 | $9,263.04 | $10,806.88 | $12,350.72 | $13,894.56 | |||
| 110% | $1,733.16 | $5,199.48 | $6,932.63 | $8,665.79 | $10,398.95 | $12,132.11 | $13,865.27 | $15,598.43 | |||
| 120% | $1,925.00 | $5,774.99 | $7,699.98 | $9,624.98 | $11,549.97 | $13,474.97 | $15,399.96 | $17,324.96 | |||
| 130% | $2,118.79 | $6,356.37 | $8,475.16 | $10,593.95 | $12,712.74 | $14,831.53 | $16,950.32 | $19,069.11 | |||
| 140% | $2,314.09 | $6,942.28 | $9,256.37 | $11,570.47 | $13,884.56 | $16,198.65 | $18,512.75 | $20,826.84 | |||
| 150% | $2,510.55 | $7,531.66 | $10,042.21 | $12,552.76 | $15,063.31 | $17,573.86 | $20,084.41 | $22,594.97 | |||
| 160% | $2,707.89 | $8,123.67 | $10,831.56 | $13,539.45 | $16,247.34 | $18,955.23 | $21,663.12 | $24,371.01 | |||
| 170% | $2,905.89 | $8,717.68 | $11,623.57 | $14,529.47 | $17,435.36 | $20,341.25 | $23,247.14 | $26,153.04 | |||
| 180% | $3,104.40 | $9,313.20 | $12,417.60 | $15,521.99 | $18,626.39 | $21,730.79 | $24,835.19 | $27,939.59 | |||
| 190% | $3,303.28 | $9,909.85 | $13,213.13 | $16,516.41 | $19,819.69 | $23,122.97 | $26,426.26 | $29,729.54 | |||
| 200% | $3,502.45 | $10,507.35 | $14,009.79 | $17,512.24 | $21,014.69 | $24,517.14 | $28,019.59 | $31,522.04 | |||
| 204% | $3,582.18 | $10,746.53 | $14,328.71 | $17,910.89 | $21,493.07 | $25,075.24 | $28,657.42 | $32,239.60 | |||